Working From Home? Don’t Forget Georgia Business Insurance
9/16/2011 12:00:00 AM
With the rapid development of new technologies over the last couple of decades, the traditional 9-to-5 workplace has been revolutionized. More and more people are grabbing the opportunity to work from home. Yet, while it may seem like a dream come true to be able to sell, write or create from the comfort of your living room, it’s important to remember that your home office is part of a business and, therefore, it needs proper Georgia business insurance.
Whether you are a seller on Ebay, a graphic designer or a caterer, you should be aware that your home insurance is not likely to provide adequate coverage for your business needs.
There are a few policies that specifically cater to home businesses and that may even be designed with a particular business in mind. For instance, you may be able to purchase an endorsement to your homeowners policy (which provides added coverage for property and some liability), in-home business insurance (which provides more adequate coverage for larger home businesses) or a business owner’s policy (BOP) that bundles various policies under one. You will also need to consider commercial vehicle insurance if you have a car or van that you use for work.
Regardless of the size of your home business, an accident or disaster could spell the end (or at least a major financial blow) if you are not properly covered. Staying on top of your Georgia business insurance needs can help protect your business as it flourishes.
Whether you are a seller on Ebay, a graphic designer or a caterer, you should be aware that your home insurance is not likely to provide adequate coverage for your business needs.
There are a few policies that specifically cater to home businesses and that may even be designed with a particular business in mind. For instance, you may be able to purchase an endorsement to your homeowners policy (which provides added coverage for property and some liability), in-home business insurance (which provides more adequate coverage for larger home businesses) or a business owner’s policy (BOP) that bundles various policies under one. You will also need to consider commercial vehicle insurance if you have a car or van that you use for work.
Regardless of the size of your home business, an accident or disaster could spell the end (or at least a major financial blow) if you are not properly covered. Staying on top of your Georgia business insurance needs can help protect your business as it flourishes.